Ohio Casualty

Ohio Casualty Insurance Company products include general liability, commercial property, commercial auto, inland marine, and worker’s compensation policies to small and medium-sized businesses. The Ohio Casualty Insurance Liberty Mutual acquisition means that the A+ Ohio Casualty Insurance Company rating from the Better Business Bureau falls on the Liberty Mutual page.

Are you looking for free insurance quotes?

secured lock Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Full Bio →

Written by Eric Stauffer
Founder & Former Insurance Agent Eric Stauffer

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Mar 8, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Ohio Casualty Insurance

Financial Strength

Ohio Casualty has been re-branded under the Liberty Mutual name. You can read the most up-to-date review by clicking here.

A subsidiary of Liberty Mutual Insurance Group, Ohio Casualty operates in Ohio, Kentucky, Maryland, Pennsylvania, New Jersey, West Virginia, Virginia, and the District of Columbia. Policies are sold through independent agents within the region. Its personal insurance sister company is Safeco, which is also owned by Liberty Mutual.

Since 1994, Ohio Casualty has supported non-profit groups in Ohio by writing grants for local health and human services organizations through its Ohio Casualty Fund.

What types of insurance products are offered?

Ohio Casualty Insurance products service small and medium-sized businesses with coverage for general liability, commercial property, commercial auto, inland marine, worker’s compensation, and more specialized coverage such as theft, employee fraud, etc.

Ohio Casualty is especially strong in farm insurance, inland marine and school insurance policies as well as breakdown insurance for companies with specialized commercial equipment. Liberty Mutual subsidiaries generally offer very competitive rates on business owner packages, general liability, commercial property, and commercial auto policies.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

secured lock Secured with SHA-256 Encryption

Are Ohio Casualty rates competitive?

As a regional carrier, Ohio Casualty Insurance Company tends to provide more customized solutions for smaller entities than are largely available with national providers. With this model, some business classifications will find a much more affordable insurance policy while other business classes may find a national carrier’s policy rates and coverage are more appropriate.

How are claims handled?

To report a claim, policyholders can call Ohio Casualty. The claims number is available 24 hours a day, 365 days a year. You can find a little more about their claims process here.

The company guarantees a trained customer service representative will take the claim information and begin processing it immediately, regardless of the time of day, and a local claims representative will contact the claimant before the end of the next business day or the same day if the loss involves death, hospitalization or an uninhabitable residence.

Are online quotes available?

Ohio Casualty does not offer online auto insurance quotes. Commercial customers are encouraged to contact one of the independent insurance agents or call the main Ohio Casualty toll-free phone number to be connected with someone who can help.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

secured lock Secured with SHA-256 Encryption

Are there consumer complaints against the company?

As a subsidiary of Liberty Mutual, headquartered in Boston, Ohio, Casualty does not have its own listing on the Better Business Bureau website. Liberty Mutual, however, is accredited and has been since 1931.Currently,y Liberty Mutual has an A+ rating with the BBB. There have been 1,244 policyholder complaints made in the past three years, 480 of which have been closed in the past 12 months.

Consumer complaints about Ohio Casualty itself are primarily filed by claimants rather than policyholders with the company. Complaints include claim denials and perceived underpayments. Complaints made by business clients about the company are uncommon.

What is the company’s financial strength rating?

Rating Company Grade Financial Outlook
AM Best A Stable
Fitch A- Positive
S&P A Stable

What’s the bottom line?

Ohio Casualty has offered business insurance products for a while, and they are now being absorbed by Liberty Mutual. Their website refers customers to Liberty Mutual, and their logo has changed to reflect the acquisition. Because of this, things like their financial strength will probably go up when they start fully operating under their parent company.

Anyone looking into Ohio Casualty for their business insurance needs should be comfortable ultimately being under the Liberty Mutual banner. As of this review, they are one of our top-rated personal-lines companies, so we feel confident in Ohio Casualty going forward.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

secured lock Secured with SHA-256 Encryption