EatStreet Car Insurance: What to Know & How to Save (2021)

EatStreet car insurance is not available for food delivery personnel. EatStreet drivers are only required to carry their state’s minimum coverage limits, but more coverage could be a good idea depending on how often and how far you drive. While you can carry a commercial or business-use policy as an EatStreet driver, it may not be necessary. Average monthly rates for EatStreet car insurance are just over $260.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Sep 30, 2021

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The Highlights

  • EatStreet does not offer drivers any options for car insurance coverage
  • You may want to carry more than your state’s minimum requirements for car insurance because of how much you drive
  • The average cost for full coverage in the U.S. is around $3,100 a year or $267 every month

Driving for a food delivery company is more popular now than ever before. Companies like Grubhub, Bite Squad, and Uber Eats are often hiring new drivers to meet the demands they’re receiving.

If you drive for EatStreet, or you’re considering it, one thing you need to think about is what to do for car insurance.

You want to be sure you’re covered in case of an accident, but you also want to know that any demands the company asks you to meet are covered. The best way for you to do this is to compare car insurance options from multiple providers.

To look for affordable EatStreet car insurance, be sure to enter your ZIP code into our free tool above to find the best options in your area.

What car insurance does EatStreet offer for delivery drivers?

Like many other companies that require employees to do a lot of driving for work, EatStreet does not provide its delivery drivers with commercial or personal EatStreet insurance coverage.

Since there is no EatStreet car insurance company, anyone who drives for EatStreet must meet their state’s minimum car insurance requirements.

If you drive for EatStreet and do not meet your state’s requirements, you could be in big trouble if you are ever involved in an accident.

While all of EatStreet’s requirements to be a third-party delivery driver are not listed online, other popular companies have listed theirs. Take a look at the table below to familiarize yourself with the requirements you will likely face in order to become an EatStreet driver.

Third-Party Food Delivery Service Driver Requirements
Driver RequirementsGrubhub RequirementsUber Eats RequirementsDoorDash RequirementsPostmates Requirements
AgeAt least 19 (21 in Chicago and Las Vegas)At least 19At least 18At least 18
Auto InsuranceValid and meets state minimum requirementsValid and meets state minimum requirementsValid and meets state minimum requirementsValid and meets state minimum requirements
Driving ExperienceValid driver's license and at least 2 years of licensed driving experienceValid driver's license and at least 1 year of licensed driving experienceNot ListedNot Listed
Personal RecordMust be able to pass a background checkClean driving record with no major violations for the past 7 years and must be able to pass a background checkNot ListedNot Listed
SmartphoneMust own a compatible phone and data planNot ListedNot ListedMust own a compatible phone and data plan
VehicleNot Listed2 or 4-door vehicle at least newer than 1998Not ListedMust have access to (includes motorcycles, scooters, bikes, etc.)
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As you can see, each company takes car insurance very seriously. Any job you get as a delivery person will likely mandate that you meet your state’s minimum car insurance requirements.

You could also consider purchasing a commercial or business-use car insurance policy, which would cover you because driving is a part of your job. These policies would likely have higher rates, something you’ll want to evaluate before buying.

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Do I need more than my state’s minimum requirements for EatStreet car insurance?

While EatStreet and most other companies will only demand that you meet your state’s minimum requirements, take some time to consider what would be in your best interest when it comes to car insurance coverage.

For example, if you are in an accident, you will likely want additional coverage to help with repairs, maintenance, and anything else that may otherwise be an issue.

If you are considering purchasing comprehensive, collision, or both, you should definitely shop around to find the best delivery insurance coverage you can. This will allow you to compare many different EatStreet car insurance quotes and find what’s best for you.

How much is EatStreet car insurance?

The average cost for a full coverage policy is around $3,200 annually, or $267 a month. Full coverage, which includes both collision and comprehensive car insurance, is a very helpful type of car insurance coverage when you’re driving a lot for work.

If you choose to carry less coverage, like simply meeting your state’s minimum requirements, you can expect the monthly rates to be a bit less.

While we can consider average rates for coverage, there is no real way to know how much you will pay for EatStreet car insurance rates until you shop around online and compare prices.

What company offers the best rates for an EatStreet driver?

Certain insurance companies, like Progressive and State Farm, offer special insurance options specifically for delivery drivers.

These coverage options may be exactly what you’re looking for when it comes to car insurance, but you won’t know until you compare rates from other companies.

Once you decide on the types and amounts of coverage you want, you can shop around to find the best car insurance for your needs as a delivery driver.

In fact, before you buy EatStreet car insurance, you can use our free tool below to compare quotes from top companies and find what works for you.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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