Marco’s Pizza Car Insurance: What to Know & How to Save (2021)

Marco's Pizza auto insurance is not offered to delivery drivers. You'll need to use your vehicle and buy your own driver insurance when you're employed as a Marco's Pizza delivery driver. Like with most car delivery jobs, your car insurance policy may not provide enough coverage when you're delivering for Marco's Pizza. You'll need to speak with your insurance agent about buying a commercial policy or a delivery driver add-on to make sure you're covered while on the job.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Mar 17, 2021

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The Highlights

  • Delivery drivers for Marco’s Pizza are required to use their personal vehicles
  • Marco’s Pizza does not offer insurance coverage for its delivery drivers
  • Your personal car insurance policy may not provide enough coverage if you’re in an accident while working

If you’re a food delivery driver or have any number of other available car delivery jobs, there are insurance requirements you should be aware of to make sure you have the coverage you need.

What about when you drive for Marco’s Pizza? What are Marco’s Pizza auto insurance requirements? Does Marco’s Pizza offer insurance coverage? How much are Marco’s Pizza car insurance quotes?

Can you get affordable Marco’s Pizza car insurance? Read this review to find out and compare car insurance to get the coverage you need as a Marco’s Pizza delivery driver.

Before you read this Marco’s Pizza car insurance article, take a minute to use your ZIP code to start comparing rates for delivery driver insurance from companies in your area.

Does Marco’s Pizza offer car insurance?

Marco’s Pizza, a large company with over 800 locations across the country, does not explicitly state that it offers car insurance coverage to its delivery drivers. As a business, Marco’s Pizza most likely has a commercial insurance policy that covers a certain amount of liability related to employees and employee incidents.

However, since Marco’s Pizza expects delivery drivers to use their personal vehicles, this coverage will only extend so far. It will probably not protect you if you’re in a car accident while working for Marco’s Pizza.

As a result, you should assume you’ll need to purchase your own auto insurance coverage to make sure you’re protected while you’re employed as a Marco’s Pizza delivery driver.

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What are Marco’s Pizza car insurance requirements?

What are the food delivery car insurance requirements (if any) for Marco’s Pizza? Marco’s Pizza requires its delivery drivers to be 18 or older, have a valid driver’s license, and have a high school diploma or diploma equivalent. But there is no mention of any insurance requirements.

To legally drive, you’ll need to maintain liability auto insurance coverage of at least the minimum outlined in your state, so that is implicitly included in the requirements for Marco’s Pizza delivery drivers. However, that coverage may not be enough when you’re working.

A commercial auto insurance policy may be necessary because many personal auto insurance policies won’t cover you if you’re in an accident while out on delivery.

The easiest way to make sure you have the commercial coverage you need for your personal vehicle is to speak to your insurance agent about adding a business policy to your existing personal policy.

We don’t have exact Marco’s Pizza car insurance rates for business policies, but you’ll probably see an increase in your rates of about $150 per month.

Some companies offer a delivery insurance add-on, which won’t cost you quite as much as adding a full business policy to your personal one (though your specific rates will vary). Insurance companies that offer this add-on include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

You can also compare quotes from at least three companies to make sure you’re getting the best rates.

So why is having the right coverage as a pizza delivery driver so important? According to Crosley Law, delivery drivers have some of the highest accident and fatality rates by occupation in the country.

Does Marco’s Pizza have to pay for collision damage repair for your vehicle if you’re in an accident while on the job? It depends on the circumstances, who is at fault, and individual state laws. You should ask Marco’s Pizza to see a copy of the company’s commercial liability policy and speak to your own insurance agent to find out more.

Marco’s Pizza Car Insurance: The Bottom Line

If you’re looking to buy Marco’s Pizza car insurance, you’ll have to shop around because Marco’s Pizza doesn’t sell or provide auto insurance coverage for employees.

Your personal policy probably won’t cover you if you’re using your own vehicle to deliver for Marco’s Pizza, so you’ll need to add a commercial business policy or talk to your insurance agent to determine if your insurer offers a delivery driver add-on option.

Before you go, why not use your ZIP code in the free tool on this page to start comparing car insurance quotes for Marco’s Pizza delivery drivers (or other car delivering jobs) today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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