MOD Pizza Car Insurance: What to Know & How to Save (2021)

MOD Pizza auto insurance requirements follow food delivery insurance requirements set by DoorDash. MOD Pizza doesn't employ delivery drivers but has an exclusive delivery partnership with DoorDash. DoorDash requires drivers to be 18 and have minimum coverage, but drivers should also get commercial coverage or an insurance add-on for food delivery drivers in order to be covered in case of an accident.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Mar 4, 2022

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The Highlights

  • MOD Pizza doesn’t employ delivery drivers; instead, all food is delivered through DoorDash
  • DoorDash requires its delivery drivers to buy their own commercial auto insurance coverage
  • You’ll need at least the minimum coverage required in your state, but you should also consider a commercial policy or delivery driver add-on to have sufficient coverage

If you’re a delivery driver for companies like MOD Pizza, you need to make sure you have the appropriate auto insurance policy to protect you if you’re in an accident while out on delivery.

What food delivery insurance requirements does MOD Pizza have?

Can you compare car insurance for food delivery?

Where can you get an auto insurance policy for food delivery drivers?

Read this article to find out everything you need to know about MOD Pizza auto insurance coverage options.

Ready to start shopping for affordable MOD Pizza auto insurance? Use your ZIP code in the free tool on this page to start comparing local auto insurance rates as a delivery driver for commercial and personal auto insurance today.

What kind of delivery auto insurance for food delivery drivers do you need as a MOD Pizza delivery driver?

As of 2019, MOD Pizza does not maintain pizza delivery drivers and instead has food delivered to customers through DoorDash. With that in mind, DoorDash requires its delivery drivers to:

  • Be at least 18
  • Maintain car insurance coverage of at least the state minimum insurance requirements

DoorDash does not offer or provide driver auto insurance coverage for its drivers, so it’s up to you to make sure you have the coverage you need.

Having the right car insurance coverage as a delivery driver is definitely important. In fact, according to Crosley Law, delivery drivers have some of the highest accidents and fatalities by occupation.

Read on to find out where you can get the food delivery car insurance you need.

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Where can you get delivery driver car insurance?

Your personal car insurance policy (which you need to drive legally in most states) won’t suffice for delivery drivers because most personal car insurance policies won’t cover or prohibit the business use of your personal vehicle.

As a delivery driver, you’ll need commercial auto insurance business coverage.

You can expect to pay an average of an extra $150 per month for a commercial auto insurance policy (like GEICO commercial auto), and you should be able to get a commercial policy with comprehensive coverages from most major insurance companies.

But if you’re looking for a cheaper option, some companies offer a delivery driver add-on instead. Companies that offer this coverage include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

Whether you choose a commercial policy or a delivery driver add-on, you should compare quotes from at least three companies to make sure you’re getting the best affordable auto insurance rates. Remember that personal auto insurance coverage won’t be enough for delivery driver coverage with DoorDash. Having insurance for pizza delivery services will provide you with peace of mind.

What is the bottom line? 

As a food delivery driver, you’ll need to purchase car insurance coverage to make sure you’re protected if you’re in an auto accident.

In addition to your personal policy, you’ll also need a commercial policy or a delivery driver add-on so you have protection when you’re out on delivery.

Do you still have questions about MOD Pizza car insurance? Read these frequently asked questions for more.

#1 – What is MOD Pizza doing to protect guests during COVID-19?

MOD is committed to keeping guests safe by maintaining social distancing in all instances (including table placement), providing disposable masks, providing hand sanitizing stations, offering contactless payment and pickup, and maintaining strict cleanliness standards.

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#2 – What is MOD Pizza doing to protect its employees during COVID-19?

To keep employees safe, MOD Pizza offers paid sick leave at all of its company-owned stores. Also, employees fill out a health questionnaire and take their temperature before every shift.

If employees don’t feel well or have a fever, they are immediately sent home. Finally, MOD employs a COVID-19 team that continually reviews employee health.

Want to buy MOD Pizza auto insurance? Take a minute to use your ZIP code in our free tool to start comparing auto insurance quotes from more than one insurance company in your area right now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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