Best Car Insurance Companies That Accept Zelle (2021)
USAA, State Farm, and Allstate are the only three car insurance companies that accept Zelle. Allstate currently only uses Zelle to process Allstate claim payments and not premium payments. Still, you can use the other auto insurance companies that accept Zelle to make payments with your mobile banking app. You must have an account with a bank or credit union partnered with Zelle to use the payment network.
Are you looking for free insurance quotes?
Secured with SHA-256 Encryption
|
Written by
D. Gilson, PhD
|
|
Reviewed by
Leslie Kasperowicz
|
UPDATED: Dec 14, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
- USAA, State Farm, and Allstate are the only car insurance companies partnered with Zelle
- Allstate only uses Zelle to process claims payments and does not accept insurance premium payments
- Car insurance companies that don’t accept Zelle often accept other forms of online payment
If you’re looking to buy car insurance online, finding a provider that offers online or mobile bill-pay may be necessary. Online payments can be processed instantly, and coverage can start right away. If you use Zelle, it can be even easier to pay for auto insurance online.
Zelle is a digital payments network that partners with banks and credit unions to provide customers with an easier way to transfer money. If your bank is a Zelle partner, you can send and receive money instantly and without fees to other users in the network.
Keep reading to learn more about using Zelle for car insurance, how much insurance costs from the best car insurance companies that accept Zelle, and how some providers use the network to send claim payments online.
Ready to buy car insurance from car insurance companies that accept Zelle and allow you to pay online? Use our free comparison tool above to get free car insurance quotes from companies near you. Enter your ZIP code to get started.
Table of Contents
Which car insurance companies accept Zelle?
Very few car insurance companies accept Zelle. That’s because Zelle works only with partnered banks and credit unions, and both your bank and your insurance company must be partnered with Zelle to send bill payments through the network.
In 2021, there are only three auto insurance companies that accept Zelle. Take a look at the table below for their average annual car insurance rates:
| Car Insurance Companies | Liability-Only Coverage | Full Coverage |
|---|---|---|
| Allstate | $4,628 | $5,139 |
| State Farm | $3,055 | $3,455 |
| USAA | $2,404 | $2,668 |
Get Your Rates Quote Now |
||
Each of these providers has an agreement with Zelle but uses the payments network differently. For example, some providers accept insurance payments through Zelle, while others only use the service to pay out insurance claims.
For example, Allstate doesn’t accept Zelle for auto insurance payments, but policyholders can use Zelle to receive Allstate claim payments quickly, usually within 48 hours.
However, if you choose to buy car insurance from State Farm, you need to bank with U.S. Bank to use Zelle payment processing. Read our Allstate vs. State Farm car insurance review to see how these companies compare to your coverage needs.
USAA Bank is also a partner of Zelle. So if you bank with and use USAA for your auto insurance coverage, you can pay your USAA bills conveniently through one mobile app.
USAA car insurance rates are the cheapest of the three car insurance companies that accept Zelle, but coverage is only offered to active military members, veterans, and their immediate families.
If your bank isn’t one of Zelle’s partners, you may have better luck comparing auto insurance rates from other companies.
Car insurance companies that don’t accept Zelle will often take other forms of online payment and may offer cheaper car insurance rates.
For example, if you compare Travelers Insurance, Zelle may not be available, but customers can receive claims payments via PayPal, which does not require a bank account. Travelers insurance rates average at $352 per month, which is cheaper than Allstate.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
How to Find the Best Car Insurance Companies that Accept Zelle
If you don’t have coverage with USAA, Allstate, or State Farm, you probably can’t pay for or buy car insurance online with Zelle.
Even if you’re shopping for auto insurance companies that don’t accept Zelle, your state insurance laws may restrict the kind of car insurance payment options you can use.
Before you buy car insurance from companies that accept Zelle, research your state requirements and compare car insurance quotes from multiple companies to get the right kind of coverage at the right price with a payment method that works for your lifestyle.
Start shopping for affordable car insurance companies that accept Zelle right now with our free quote comparison tool. Just enter your ZIP code below to get started.